The rate of home ownership among millennials is at a historic low and questions continue to rise whether it’s by choice.

Many researchers and politicians have made the case it’s simply a matter of preference; millennials don’t want to be tied down and aren’t interested in settling in the suburbs.

However, Politifact California Reporter Chris Nichols argues there are greater economic issues at play and we need to dispel some of these myths. Nichols separates facts from fiction on Insight.