Governor Gavin Newsom announced Monday that the majority of the state would move back into the most pandemic restrictive tier amid a surge of COVID-19 cases. That means most businesses and restaurants will again be forced to modify or close their doors altogether with winter nearly here; we take a closer look at how to get unemployment benefits and what local businesses are trying to do to stay afloat. Plus, a closer look at why some restaurants aren’t supporting food delivery services.

Today's Guests

• CapRadio Politics Reporter and California State of Mind podcast co-host Nicole Nixon with the news of 40 counties being put into the most restrictive COVID-19 tier
• Shaw Law Group President and expert in employment law Jennifer Shaw navigates unemployment and applying for benefits as businesses pull back to meet statewide restrictions
• Founder of WalletHacks.com and Forbes Contributor Jim Wang explains what steps people can take should they lose their jobs during the pandemic
• Sacramento Metro Chamber of Commerce CEO Amanda Blackwood discusses the best ways to support local businesses when shopping for loved ones during the holiday season
• Sacramento Bee Food and Beverage Reporter Benjy Egel breaks down why some local restaurants aren’t supporting food delivery services

Correction: In a previous version of this page, WalletHacks.com was misspelled. We have corrected the error.